Tuition and Fees

The School for Graduate Studies has three terms per academic year:

  • fall (15 weeks),
  • spring (15 weeks) and
  • summer (eight weeks) or (15 weeks).

Term schedules and deadlines, plus registration information are located elsewhere in this catalog.

Registration and Billing

Students register for the upcoming term by discussing their enrollment plans with their academic advisor and filing an online registration form that indicates what and with whom they will study.

The submission of the online registration form initiates billing and is a business contract between you and the college. It permits you to begin study at Empire State College and obligates you to pay tuition and all applicable fees. This must be completed and submitted online by you before the final registration date for the selected term of official enrollment.

Once the online registration information is complete and submitted electronically, a term invoice (bill) will be generated and made available to you online at the MyESC portal of the college’s website under Student Accounts.

You should review your Student Account Statement on MyESC after registering. If you have any financial aid awards that do not show as pending, you are not eligible for them based on your current enrollment.

You are considered enrolled unless you are officially withdrawn. Failure to engage in studies does not relieve you from your financial responsibility.

New York State Residents

NYS Resident Graduate (Non-MBA) Program Tuition and Fee Cost per Credit1,2 

Credits Tuition College Fee Student Activity Fee Health and Wellness Fee Technology Fee Total
1 $471 $1.70 $8.75 $15.00 $185.00 $681.45
2 $942 $3.40 $17.50 $15.00 $185.00 $1,162.90
3 $1,413 $5.10 $26.25 $15.00 $185.00 $1,644.35
4 $1,884 $6.80 $35.00 $15.00 $185.00 $2,125.80
5 $2,355 $87.50 $35.00 $15.00 $185.00 $2,598.50
6 $2,826 $10.20 $35.00 $15.00 $185.00 $3,071.20
7 $3,297 $11.90 $35.00 $15.00 $185.00 $3,543.90
8 $3,768 $13.60 $35.00 $15.00 $185.00 $4,016.60
9 $4,239 $15.30 $35.00 $15.00 $185.00 $4,489.30
10 $4,710 $17.00 $35.00 $15.00 $185.00 $4,962.00
11 $5,181 $18.70 $35.00 $15.00 $185.00 $5,434.70
123 $5,655 $25.00 $35.00 $35.00 $185.00 $5,935.00

NYS Resident Graduate MBA Program Tuition and Fee Cost per Credit1,2

Credits Tuition College Fee Student Activity Fee Health and Wellness Fee Technology Fee Total
1 $625 $1.70 $8.75 $15.00 $185.00 $835.45
2 $1,250 $3.40 $17.50 $15.00 $185.00 $1,470.90
3 $1,875 $5.10 $26.25 $15.00 $185.00 $2,106.35
4 $2,500 $6.80 $35.00 $15.00 $185.00 $2,741.80
5 $3,125 $8.50 $35.00 $15.00 $185.00 $3,368.50
6 $3,750 $10.20 $35.00 $15.00 $185.00 $3,995.20
7 $4,375 $11.90 $35.00 $15.00 $185.00 $4,621.90
8 $5,000 $13.60 $35.00 $15.00 $185.00 $5,248.60
9 $5,625 $15.30 $35.00 $15.00 $185.00 $5,875.30
10 $6,250 $17.00 $35.00 $15.00 $185.00 $6,502.00
11 $6,875 $18.70 $35.00 $15.00 $185.00 $7,128.70
123 $7,500 $25.00 $35.00 $35.00 $185.00 $7,780.00

Out-of-State Residents

Out-of-State Graduate (Non-MBA) Program Tuition and Fee Cost per Credit1,2,4

Credits Tuition Less ESC Grant Net Tuition College Fee Student Activity Fee Health and Wellness Fee Technology Fee Total
1 $963 $398 $565 $1.70 $8.75 $15.00 $185.00 $775.45
2 $1,926 $796 $1,130 $3.40 $17.50 $15.00 $185.00 $1,350.90
3 $2,889 $1,194 $1,695 $5.10 $26.25 $15.00 $185.00 $1,926.35
4 $3,852 $1,592 $2,260 $6.80 $35.00 $15.00 $185.00 $2,501.80
5 $4,815 $1,990 $2,825 $8.50 $35.00 $15.00 $185.00 $3,068.60
6 $5,778 $2,388 $3,390 $10.20 $35.00 $15.00 $185.00 $3,635.20
7 $6,741 $2,786 $3,955 $11.90 $35.00 $15.00 $185.00 $4,201.90
8 $7,704 $3,184 $4,520 $13.60 $35.00 $15.00 $185.00 $4,768.60
9 $8,667 $3,582 $5,085 $15.30 $35.00 $15.00 $185.00 $5,335.30
10 $9,630 $3,980 $5,650 $17.00 $35.00 $15.00 $185.00 $5,902.00
11 $10,593 $4,378 $6,215 $18.70 $35.00 $15.00 $185.00 $6,468.70
123 $11,550 $4,378 $6,785 $25.00 $35.00 $35.00 $185.00 $7,065.00

Out-of-State Graduate MBA Program Tuition and Fee Cost per Credit1,2,4

Credits Tuition Less ESC Grant Net Tuition College Fee Student Activity Fee Health and Wellness Fee Technology Fee Total
1 $1,016 $266 $750 $1.70 $8.75 $15.00 $185.00 $960.45
2 $2,032 $532 $1,500 $3.40 $17.50 $15.00 $185.00 $1,720.90
3 $3,048 $798 $2,250 $5.10 $26.25 $15.00 $185.00 $2,481.35
4 $4,064 $1,064 $3,000 $6.80 $35.00 $15.00 $185.00 $3,241.80
5 $5,080 $1,330 $3,750 $8.50 $35.00 $15.00 $185.00 $3,993.50
6 $6,096 $1,596 $4,500 $10.20 $35.00 $15.00 $185.00 $4,745.20
7 $7,112 $1,862 $5,250 $11.90 $35.00 $15.00 $185.00 $5,496.90
8 $8,128 $2,128 $6,000 $13.60 $35.00 $15.00 $185.00 $6,248.60
9 $9,144 $2,394 $6,750 $15.30 $35.00 $15.00 $185.00 $7,000.30
10 $10,160 $2,660 $7,500 $17.00 $35.00 $15.00 $185.00 $7,752.00
11 $11,176 $2,926 $8,250 $18.70 $35.00 $15.00 $185.00 $8,503.70
123 $12,195 $3,195 $9,000 $25.00 $35.00 $35.00 $185.00 $9,280.00

Online Out-of-State Residents

Online Out-of-State Graduate (Non-MBA) Tuition and Fee Cost per Credit1,2

Credits Tuition College Fee Student Activity Fee Health and Wellness Fee Technology Fee Total
1 $565 $1.70 $8.75 $15.00 $185.00 $775.45
2 $1,130 $3.40 $17.50 $15.00 $185.00 $1,350.90
3 $1,695 $5.10 $26.25 $15.00 $185.00 $1,926.35
4 $2,260 $6.80 $35.00 $15.00 $185.00 $2,501.80
5 $2,825 $8.50 $35.00 $15.00 $185.00 $3,068.50
6 $3,390 $10.20 $35.00 $15.00 $185.00 $3,635.20
7 $3,955 $11.90 $35.00 $15.00 $185.00 $4,201.90
8 $4,520 $13.60 $35.00 $15.00 $185.00 $4,768.60
9 $5,085 $15.30 $35.00 $15.00 $185.00 $5,335.30
10 $5,650 $17.00 $35.00 $15.00 $185.00 $5,902.00
11 $6,215 $18.70 $35.00 $15.00 $185.00 $6,468.70
123 $6,785 $25.00 $35.00 $35.00 $185.00 $7,065.00

Online Out-of-State Graduate MBA Tuition and Fee Cost per Credit1,2

Credits Tuition College Fee Student Activity Fee Health and Wellness Fee Technology Fee Total
1 $750 $1.70 $8.75 $15.00 $185.00 $960.45
2 $1,500 $3.40 $17.50 $15.00 $185.00 $1,720.90
3 $2,250 $5.10 $26.25 $15.00 $185.00 $2,481.35
4 $3,000 $6.80 $35.00 $15.00 $185.00 $3,241.80
5 $3,750 $8.50 $35.00 $15.00 $185.00 $3,993.50
6 $4,500 $10.20 $35.00 $15.00 $185.00 $4,745.20
7 $5,250 $11.90 $35.00 $15.00 $185.00 $5,496.90
8 $6,000 $13.60 $35.00 $15.00 $185.00 $6,248.60
9 $6,750 $15.30 $35.00 $15.00 $185.00 $7,000.30
10 $7,500 $17.00 $35.00 $15.00 $185.00 $7,752.00
11 $8,250 $18.70 $35.00 $15.00 $185.00 $8,503.70
123 $9,000 $25.00 $35.00 $35.00 $185.00 $9,280.00

For further information about NYS residency status qualifications, please refer to the Policy on New York State Residency webpage.

Additional Fees and Expenses

Academic Transcript Fee

There is a $10 charge for each transcript request.

Books and Supplies

These costs vary but are approximately $60-$500 per course.

Course Materials Fees

The M.S. in Finance program requires access to online financial data. The School for Graduate Studies will provide access to this data via Thomson Reuters Eikon web application for a fee of $130, charged at the time of course registration, and can be reimbursed if a student already pays for access.

MBA Program Fee

A nonrefundable $375 fee is charged to matriculated MBA students upon their first enrollment. This one-time fee supports services and technology used in this program.

Orientation Fee

A $50 nonrefundable fee is charged to prospective students who submit applications for admission and must be paid at the time of application.

Residency and Executive Retreat Fee

There is a $350 fee for each face-to-face residency or executive retreat attended. Transportation, meals, which are not part of the residency, and lodging are not included in this fee.

Returned Check Fee

A fee of $20 is charged per each returned check.

College Billing Policy

The college requires that all enrollment charges be paid or payment arrangements made by the payment due date for the term. Acceptable payment arrangements are authorized financial aid, third-party sponsorship or the college’s Time Payment Plan. These must be finalized with Student Accounts in order for your charges to be deferred. Students who cannot pay in full or make payment arrangements by the payment due date should enroll in a later term. If you fail to pay or make payment arrangements by the payment due date, your registration will be cancelled.

Payment Due Dates for 2020-2021*

Term Payment Due Dates
Fall Term 2020 Session A and B September 3, 2020
Spring 2021 Session A and B January 14, 2021
Summer 2021 Session A and B May 13, 2021


To avoid cancellation of your registration, enrollment charges must be paid in full by the payment due date for the term. Acceptable payment arrangements are authorized financial aid or sponsorship, which will show as pending financial aid on your student account statement or the Time Payment Plan. In order to use the Time Payment Plan, you must agree to the terms and conditions of the plan and make a one third down payment of your registration charges.

Time Payment Plan

SUNY Empire State College offers an interest-free, low-cost payment plan, through TouchNet, to pay your charges in convenient installments. The time payment plan has a nonrefundable application fee of $25 per term. There is a $30 late payment fee for each Time Payment Plan payment if it is made after the due date. The minimum amount of eligible charges to enroll in the Time Payment Plan is $100.

To enroll in the plan you must agree to the terms and conditions of the payment plan and also make your first payment by the due date specified in your payment plan agreement. You may get detailed information on the Time Payment Plan web page or call 800-847-3000, ext. 2285. You must enroll in the Time Payment Plan each term you wish to use this as your method of payment. The college reserves the right to deny future payment plan privileges when a student’s payments have not been made as indicated in their payment plan agreement.

Late Registration and Late Add Fees

A Late Registration Fee will be assessed for registrations made once the term begins. An additional Late Add Fee will be assessed for registrations received after the Add/Drop Period expires.

Late Registration Fee Schedule

Term Add/Drop Period Late Registration Fee Assessed Late Add Fee Assessed
Fall 2020 Sessions A and B September 8 - 14 September 8 September 15
Spring 2021 Sessions A and B January 19 - 25 January 19 January 26
Summer 2021 Sessions A and B May 17 - 23 May 17 May 24

Please visit the Student Accounts website for additional tuition and fee information.

Payment Procedures

Because they are credited immediately to your account, the preferred method of payment is online through MyESC, with a debit or credit card (Discover, MasterCard, VISA or American Express) or by check.

You may also pay your bill with a check or money order (do not send cash) made payable to Empire State College. To mail your payment, print your Student Account Statement or payment stub and mail it along with your payment to:

SUNY Empire State College
Student Accounts
111 West Ave.
Saratoga Springs, NY 12866-6069.

Payment must be received by the payment due date to avoid cancellation of your registration.

As a prospective student, you are urged, if you have not done so already, to apply for financial aid at least eight weeks before the payment due date for the term. Students who cannot pay tuition and fees or set up a Time Payment Plan by the payment due date should enroll in a later term.

Third-party Payments

Students may be able to defer payment of tuition and fees if they have sponsorship from a third party such as an employer or union. Students must submit a payment voucher from their sponsor to:

Student Accounts
SUNY Empire State College
111 West Ave.
Saratoga Springs, NY 12866-6069

The college must approve the voucher by the payment due date. If approved, the amount will show as pending financial aid on your Student Account Statement. The college does not accept vouchers that are dependent upon grades or study outcomes. For more information, contact the Student Information Center at 800-847-3000, ext. 2285.

Unpaid Accounts

A balance is any charge remaining or created on an account. Once an account is identified as having a past due balance, an accounts receivable financial hold is placed on the student’s account and services from the college, including registration, transcripts, and access to grades, are restricted until the balance is paid in full. Unpaid accounts are forwarded to a third-party collection agency or the Office of the Attorney General at which time interest and/or fees are retroactively assessed based on the date of your first billing statement. The attorney general’s office may certify the debt to the New York State Department of Tax and Finance Offset Program. All costs associated with the collection of overdue accounts are the responsibility of the student. Delinquent accounts may be reported to a credit agency. The State University reserves the right to withhold academic records from any student who has not satisfied all obligations. Any student with an outstanding financial balance due at the end of a term will not be able to register for a subsequent term or receive any other services from the college until the balance is paid.

Withdrawal Liability and Refund Policy

To officially withdraw from one or more studies at any point in the term, a student must withdraw online by logging into their My.ESC.edu account. If a student is withdrawing from one or more studies and they have incurred 100% tuition and fee liability, the student is required to complete a Withdrawal Form available on the Registrar's website and mail or fax it to the Office of the Registrar for processing. The effective date of the withdrawal will be the postmark date of the envelope or the date the fax is received. Contact the Office of the Registrar at Registrar’sOffice@esc.edu or by phone regarding any questions or concerns. A student is considered officially enrolled for their courses until they have withdrawn online or have submitted a Withdrawal Form to the Office of the Registrar. Liability will be calculated according to the State University of New York withdrawal/refund policy. If a student withdraws before the enrollment start date, then 100% of all tuition and fees are refundable. If a student withdraws on the start date or after, the college fee, the student activity fee and late registration fee are nonrefundable. For standard 15 week terms, the technology fee, health and wellness fee, and tuition are subject to the following liability schedule.

*THE FIRST DAY OF THE TERM IS DAY 1.

For Terms 15 Weeks in Length

Effective date of withdrawal Liability percent
Prior to term start 0
Day 1-7 0
Day 8-14 30
Day 15-21 50
Day 22-28 70
Day 29 and after 100

The college fee, student activity fee and late registration fee are nonrefundable after the start of the term. The portfolio fee is nonrefundable after calendar day 29.

A liability table for terms other than 15 weeks in length can be found under the Empire State College Student Accounts web page.

The technology fee and health and wellness fee also are subject to the Withdrawal Liability and Refund Policy outlined above.

See the financial aid information located elsewhere in this catalog for information on the impact of course withdrawal.

If you are forced to withdraw from your studies due to unforeseen and extenuating circumstances, you may request an exception to the college’s written withdrawal policy from the Office of Administration through Student Accounts. Contact Student Accounts on their Ask Student Accounts web page for more information or by email at StudentAccounts@esc.edu.

For complete information about withdrawals, visit Student Accounts Withdraw web page.